Interest Rate
Fixed Deposit Rate
| Sr.No. | Period | Rates for General Public | Rates for Sahkari Bank/Societies/Trust |
|---|---|---|---|
| 1 | 07 Days upto 45 Days | 3.50% | 3.50% |
| 2 | 46 Days upto 180 Days | 5.50% | 5.50% |
| 3 | 181 Days upto 364 Days | 6.00% | 6.00% |
| 4 | 365 Days upto 729 Days | 7.25% | 7.25% |
| 5 | 730 Days upto 1095 Days | 7.50% | 7.50% |
| 6 | 1 Crore and above amount(single) Fixed Deposit receipt for 365 days and above period |
7.75% | 7.75% |
Loans and Advances Rate
| Sr.No. | Type of Loan | Rate of Interest(For Public) | Rate of Interest(For Societies) |
|---|---|---|---|
| 1 | Agricultural Term Loan For purchase of Tractors, Tailors, Threshers | 11% | 11% |
| 2 | For purchase of Submersible, Columns, Cables, Pipelines(Except Tube wells) | 12% | 11% |
| 3 | Milch Animal Unit cost per animal Rs.60 thousands | 12% | 11% |
| 4 | Godown Loan | 12% | 11% |
| 5 | RO Plant 75% of Project cost | 11% | 10% |
| 6 | Green House 75% of Project cost | 12% | 12% |
| 7 | Loan to Credit Societies-Cash Credit | 10.50% | |
| 8 | Loan to Pagar Mandlies-Cash Credit | 10.50% | |
| 9 | Hypo. Of Pesticides, Fertilizers, Consumer durables- Cash Credit | 10.50% | 10.50% |
| 10 | Education Loan upto Rs.5.00 Lacs | 10% | 10.50% |
| 11 | Vehicle Loan- 75% cost of the vehicle | 11% | 10% |
| 12 | Nagrik Bank(Normal Cash Credit) | 9.50% | |
| 13 | Bajpai Bankable | 12.50% | |
| 14 | Loan to SHG Groups Clean Cash Credit-1 Year | 11.50% |