Interest Rate

Interest Rate

                                                                                            Fixed Deposit Rate                                                                                                                                                                                                                    

Sr.No. Period Rates for General Public Rates for Sahkari Bank/Societies/Trust
1 07 Days upto 45 Days 3.50% 3.50%
2 46 Days upto 180 Days 5.50% 5.50%
3 181 Days upto 364 Days 6.00% 6.00%
4 365 Days upto 729 Days 7.25% 7.25%
5 730 Days upto 1095 Days 7.50% 7.50%
6 1 Crore and above amount(single) Fixed Deposit
receipt for 365 days and above period 
7.75% 7.75%

 

Loans and Advances Rate

Sr.No. Type of Loan Rate of Interest(For Public) Rate of Interest(For Societies)
1 Agricultural Term Loan For purchase of Tractors, Tailors, Threshers 11% 11%
2 For purchase of Submersible, Columns, Cables, Pipelines(Except Tube wells) 12% 11%
3 Milch Animal Unit cost per animal Rs.60 thousands 12% 11%
4 Godown Loan 12% 11%
5 RO Plant 75% of Project cost 11% 10%
6 Green House 75% of Project cost 12% 12%
7 Loan to Credit Societies-Cash Credit   10.50%
8 Loan to Pagar Mandlies-Cash Credit   10.50%
9 Hypo. Of Pesticides, Fertilizers, Consumer durables- Cash Credit 10.50% 10.50%
10 Education Loan upto Rs.5.00 Lacs 10% 10.50%
11 Vehicle Loan- 75% cost of the vehicle 11% 10%
12 Nagrik Bank(Normal Cash Credit)   9.50%
13 Bajpai Bankable 12.50%  
14 Loan to SHG Groups Clean Cash Credit-1 Year 11.50%